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Bridge loans & commercial real estate

Bridge or mortgage financing for your business premises or real estate projects. First or second charge.

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Amount
€ 100K – 10M
Term
3 – 24 months
Rate
On request

Common scenarios

Buying before selling the old premises

Your business has found new premises but the current one isn’t sold yet. The bridge loan finances the purchase, repaid on sale.

Mortgage financing for a commercial real estate project

Construction, renovation or acquisition of a property for the company’s business activity.

Second-charge mortgage

A first charge already exists on the property, but value remains available for additional financing.

Frequently asked questions

What’s the difference between a first and second charge mortgage?

The first charge has priority over sale proceeds in a forced sale. A second charge is subordinate to the first and therefore carries higher risk for the lender, generally reflected in the rate.

What’s the maximum LTV?

It depends on the type of property and the financing structure — specified during file review.

What’s the typical term of a bridge loan?

Between 3 and 24 months, depending on the situation and the estimated time to sale or permanent refinancing.

A commercial real estate project?

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