To absorb a cash flow gap, finance a seasonal peak, or secure your working capital.
A business with strong activity swings needs to build stock or advance costs before the peak season. Working capital credit covers this period, repaid once seasonal revenue comes in.
A major client imposes long payment terms, but your suppliers and payroll can’t wait. Working capital credit bridges the gap.
Your business is growing faster than your working capital allows. Working capital credit gives you the room to support growth without slowing it down.
Working capital credit is structured for a specific situation and a defined term, with repayment tied to an identifiable event (collection, end of season). A standard bank credit line is generally more rigid in its criteria and slower to set up for an SME without extensive banking history.
Once we receive a complete file, Bridge Capital responds within 48 hours with a concrete proposal.
It depends on the amount and the company’s profile. Some working capital credit is granted without real collateral, other cases require a pledge or a guarantee — specified in each proposal.